Terms-Privacy
Terms of Use and Privacy
WEBSITE TERMS OF USE and PRIVACY POLICY for http://www.retirementplanningpage.com
If you do not agree to the Terms of Use, discontinue using the site immediately!
By using this site, you signify your Assent and Agreement to these Terms of Use. If you do
not agree to these Terms of Use, do not use the site.
Restrictions on Use of Materials Materials in this website are Copyrighted and all rights
are reserved.
Text, graphics, databases, HTML code, and other intellectual property are protected by US
and International
Copyright Laws, and may not be copied, reprinted, published, reengineered, translated,
hosted, or otherwise
distributed by any means without explicit permission. All of the trademarks on this site
are trademarks of
http://www.retirementplanningpage.com or of other owners used with their permission.
Database Ownership, License, and Use
http://www.retirementplanningpage.com warrants, and you accept, that
http://www.retirementplanningpage.comis the owner of the copyright of the Databases of
Links to articles and
resources available from time to time through http://www.retirementplanningpage.com site
and its contributors
reserve all rights and no intellectual property rights are conferred by this agreement.
http://www.retirementplanningpage.com grants you a non-exclusive, non-transferable license
to use
database(s) accessible to you subject to these Terms and Conditions. The database(s) may be
used only for
viewing information or for extracting information to the extent described below.
You agree to use information obtained from http://www.retirementplanningpage.com data
bases only for your
own private use or the internal purposes of your home or business, provided that is not the
selling or broking
of information, and in no event cause or permit to be published, printed, downloaded,
transmitted, distributed,
reengineered, or reproduced in any form any part of the databases (whether directly or in
condensed, selective
or tabulated form) whether for resale, republishing, redistribution, viewing, or otherwise.
Nevertheless, you may on an occasional limited basis download or print out individual pages
of information
that have been individually selected, to meet a specific, identifiable need for information
which is for your
personal use only, or is for use in your business only internally, on a confidential basis.
You may make such
limited number of duplicates of any output, both in machine-readable or hard copy form, as
may be reasonable for
these purposes only. Nothing herein shall authorize you to create any database, directory
or hard copy
publication of or from the databases, whether for internal or external distribution or use.
Liability
The materials in this site are provided “as is” and without warranties of any kind either
express or
implied. Laser Spark disclaims all warranties, express or implied, including, but not
limited to, implied
warranties of merchantability and fitness for a particular purpose.
http://www.retirementplanningpage.com does
not warrant that the functions contained in the materials will be uninterrupted or error-
free, that defects will
be corrected, or that this site or the server that makes it available are free of viruses
or other harmful
components. http://www.retirementplanningpage.com does not warrant or make any
representations regarding the
use or the results of the use of the materials in this site in terms of their correctness,
accuracy,
reliability, or otherwise. You (and not http://www.retirementplanningpage.com assume the
entire cost of all
necessary servicing, repair or correction. Applicable law may not allow the exclusion of
implied warranties, so
the above exclusion may not apply to you.
Under no circumstances, including, but not limited to, negligence, shall
http://www.retirementplanningpage.combe liable for any special or consequential damages
that result from the
use of, or the inability to use, the materials in this site, even if
http://www.retirementplanningpage.com
authorized representative has been advised of the possibility of such damages. Applicable
law may not allow the
limitation or exclusion of liability or incidental or consequential damages, so the above
limitation or
exclusion may not apply to you. In no event shall http://www.retirementplanningpage.com
total liability to you
for all damages, losses, and causes of action (whether in contract, tort, including but not
limited to,
negligence or otherwise) exceed the amount paid by you, if any, for accessing this site.
Facts and information at this website are believed to be accurate at the time they were
placed on the
website. Changes may be made at any time without prior notice. All data provided on this
website is to be used
for information purposes only. The information contained on this website and pages within,
is not intended to
provide specific legal, financial or tax advice, or any other advice, whatsoever, for any
individual or company
and should not be relied upon in that regard. The services described on this website are
only offered in
jurisdictions where they may be legally offered. Information provided in our website is not
all-inclusive, and
is limited to information that is made available to http://www.retirementplanningpage.com
and such information
should not be relied upon as all-inclusive or accurate.
Links and Marks
The owner of this site is not necessarily affiliated with sites that may be linked to this
site and is not
responsible for their content. The linked sites are for your convenience only and you
access them at your own
risk. Links to other websites or references to products, services or publications other
than those of
http://www.retirementplanningpage.com and its subsidiaries and affiliates at this website,
do not imply the
endorsement or approval of such websites, products, services or publications by
http://www.retirementplanningpage.com or its subsidiaries and affiliates.
Certain names, graphics, logos, icons, designs, words, titles or phrases at this website
may constitute
trade names, trademarks or service marks of http://www.retirementplanningpage.com or of
other entities. The
display of trademarks on this website does not imply that a license of any kind has been
granted. Any
unauthorized downloading, re-transmission, or other copying of modification of trademarks
and/or the contents
herein may be a violation of federal common law trademark and/or copyright laws and could
subject the copier to
legal action.
Confidentiality of Codes, Passwords and Information
You agree to treat as strictly private and confidential any Subscriber Code, username, user
ID, or password
which you may have received from http://www.retirementplanningpage.com, and all
information to which you have
access through password-protected areas of the websites and will not cause or permit any
such
information to be communicated, copied or otherwise divulged to any other person
whatsoever.
Other Legal Stuff
These Terms of Use will apply to every access to
http://www.retirementplanningpage.comreserves the right
to issue revisions to these Terms of Use by publishing a revised version of this document
on this site: that
version will then apply to all use by you following the date of publication. Each access of
information from
http://www.retirementplanningpage.comwill be a separate, discrete transaction based on the
then prevailing
terms.
This Terms of Use and the license granted may not be assigned or sublet by You without
http://www.retirementplanningpage.com written consent in advance.
These Terms of Use shall be governed by, construed and enforced in accordance with the laws
of the
Massachusetts, as it is applied to agreements entered into and to be performed entirely
within such
jurisdiction.
To the extent you have in any manner violated or threatened to violate
http://www.retirementplanningpage.com and/or its affiliates’ intellectual property rights,
http://www.retirementplanningpage.com and/or its affiliates may seek injunctive or other
appropriate relief in
any state or federal court in the State of Massachusetts, and you consent to exclusive
jurisdiction and venue in
such courts.
Any other disputes will be resolved as follows:
If a dispute arises under this agreement, we agree to first try to resolve it with the help
of a mutually
agreed-upon mediator in the following location: Pittsfield, MA. Any costs and fees other
than attorney fees
associated with the mediation will be shared equally by each of us.
If it proves impossible to arrive at a mutually satisfactory solution through mediation, we
agree to submit
the dispute to binding arbitration at the following location: Pittsfield, MA, under the
rules of the American
Arbitration Association. Judgment upon the award rendered by the arbitration may be entered
in any court with
jurisdiction to do so.
If any provision of this agreement is void or unenforceable in whole or in part, the
remaining provisions of
this Agreement shall not be affected thereby.
Termination
These Terms of Use agreement are effective until terminated by either party. You may
terminate this
agreement at any time by destroying all materials obtained from any and all
http://www.retirementplanningpage.com site(s) and all related documentation and all copies
and installations
thereof, whether made under the terms of this agreement or otherwise. This agreement will
terminate immediately
without notice at http://www.retirementplanningpage.com sole discretion, should you fail
to comply with any
term or provision of this agreement. Upon termination, you must destroy all materials
obtained from this site
and any and all other http://www.retirementplanningpage.com and all copies thereof,
whether made under the
terms of this agreement or otherwise.
PRIVACY POLICY for http://www.retirementplanningpage.com
Last Updated: November 24, 2010
http://www.retirementplanningpage.com strives to offer its visitors the many advantages of
Internet
technology and to provide an interactive and personalized experience. We may use Personally
Identifiable
Information (your name, e-mail address, street address, telephone number) subject to the
terms of this privacy
policy. We will never sell, barter, or rent your email address to any unauthorized third
party. Period.”
How we gather information from users
How we collect and store information depends on the page you are visiting, the activities
in which you elect
to participate and the services provided. For example, you may be asked to provide
information when you register
for access to certain portions of our site or request certain features, such as newsletters
or when you make a
purchase. You may provide information when you participate in sweepstakes and contests,
message boards and chat
rooms, and other interactive areas of our site. Like most Web sites,
http://www.retirementplanningpage.com also
collects information automatically and through the use of electronic tools that may be
transparent to our
visitors. For example, we may log the name of your Internet Service Provider or use cookie
technology to
recognize you and hold information from your visit. Among other things, the cookie may
store your user name and
password, sparing you from having to re-enter that information each time you visit, or may
control the number of
times you encounter a particular advertisement while visiting our site. As we adopt
additional technology, we
may also gather information through other means. In certain cases, you can choose not to
provide us with
information, for example by setting your browser to refuse to accept cookies, but if you do
you may be unable to
access certain portions of the site or may be asked to re-enter your user name and
password, and we may not be
able to customize the site’s features according to your preferences.
What we do with the information we collect
Like other Web publishers, we collect information to enhance your visit and deliver more
individualized
content and advertising. We respect your privacy and do not share your information with
anyone.
Aggregated Information (information that does not personally identify you) may be used in
many ways. For
example, we may combine information about your usage patterns with similar information
obtained from other users
to help enhance our site and services (e.g., to learn which pages are visited most or what
features are most
attractive). Aggregated Information may occasionally be shared with our advertisers and
business partners.
Again, this information does not include any Personally Identifiable Information about you
or allow anyone to
identify you individually.
We may use Personally Identifiable Information collected on
http://www.retirementplanningpage.com to
communicate with you about your registration and customization preferences; our Terms of
Service and privacy
policy; services and products offered by http://www.retirementplanningpage.com. and other
topics we think you
might find of interest.
Personally Identifiable Information collected by http://www.retirementplanningpage.com may
also be used
for other purposes, including but not limited to site administration, troubleshooting,
processing of e-commerce
transactions, administration of sweepstakes and contests, and other communications with
you. Certain third
parties who provide technical support for the operation of our site (our Web hosting
service for example) may
access such information. We will use your information only as permitted by law. In
addition, from time to time
as we continue to develop our business, we may sell, buy, merge or partner with other
companies or businesses.
In such transactions, user information may be among the transferred assets. We may also
disclose your
information in response to a court order, at other times when we believe we are reasonably
required to do so by
law, in connection with the collection of amounts you may owe to us, and/or to law
enforcement authorities
whenever we deem it appropriate or necessary. Please note we may not provide you with
notice prior to disclosure
in such cases.
Affiliated sites, linked sites and advertisements
http://www.retirementplanningpage.com expects its partners, advertisers and affiliates to
respect the
privacy of our users. Be aware, however, that third parties, including our partners,
advertisers, affiliates and
other content providers accessible through our site, may have their own privacy and data
collection policies and
practices. For example, during your visit to our site you may link to, or view as part of a
frame on a
page, certain content that is actually created or hosted by a third party. Also, through
you may be introduced to, or be able to access, information, Web sites, features, contests
or sweepstakes offered by other parties. http://www.retirementplanningpage.com is not
responsible for the
actions or policies of such third parties. You should check the applicable privacy policies
of those third
parties when providing information on a feature or page operated by a third party.
While on our site, our advertisers, promotional partners or other third parties may use
cookies or other
technology to attempt to identify some of your preferences or retrieve information about
you. For example, some
of our advertising is served by third parties and may include cookies that enable the
advertiser to determine
whether you have seen a particular advertisement before. Other features available on our
site may offer services
operated by third parties and may use cookies or other technology to gather information.
http://www.retirementplanningpage.com does not control the use of this technology by third
parties or the
resulting information, and is not responsible for any actions or policies of such third
parties.
You should also be aware that if you voluntarily disclose Personally Identifiable
Information on message
boards or in chat areas, that information can be viewed publicly and can be collected and
used by third parties
without our knowledge and may result in unsolicited messages from other individuals or
third parties. Such
activities are beyond the control of http://www.retirementplanningpage.com and this policy.
Contacting Us.
We can be reached by contacting:
http://www.retirementplanningpage.com
E mail: info.retirementplanningpage.com
Changes to this Policy
http://www.retirementplanningpage.com reserves the right to change this policy at any time.
Please check
this page periodically for changes. Your continued use of our site following the posting of
changes to these
terms will mean you accept those changes. Information collected prior to the time any
change is posted will be
used according to the rules and laws that applied at the time the information was
collected.
Governing law
This policy and the use of this Site are governed by Pittsfield, MA law. If a dispute
arises under this
Policy we agree to first try to resolve it with the help of a mutually agreed-upon mediator
in the following
location: Pittsfield, MA. Any costs and fees other than attorney fees associated with the
mediation will be
shared equally by each of us.
If it proves impossible to arrive at a mutually satisfactory solution through mediation, we
agree to submit
the dispute to binding arbitration at the following location: Pittsfield, MA, under the
rules of the American
Arbitration Association. Judgment upon the award rendered by the arbitration may be entered
in any court with
jurisdiction to do so.
http://www.retirementplanningpage.com is controlled, operated and administered entirely
within Cheshire,
MA. This statement and the policies outlined herein are not intended to and do not create
any contractual or
other legal rights in or on behalf of any party.
This Legal Document Was Produced Using AutoWebLaw